Our Programs

No Money Down
Many people are finding better uses for their savings, so Habitat Mortgage Company, Inc., Inc. has several program to give you the oportunity to qualify needing no money to purchase a home.

No Mortgage Insurance
Habitat Mortgage Company, Inc., Inc. believes in giving the best product for you financial needs. Which means giving you the best Mortgage Options that are available to you. We have several programs that allow us to put less then 20% Down Payment and still save yourself $100's of dollars off your monthly house payment

Interest Only
Make sure the that you speak with your Habitat Mortgage Company, Inc., Inc. Loan Officer to find out how you can lower your monthly payment by taking advantage of our interest only mortgage products. 

First Time Buyer
Habitat Mortgage has several advantagous programs for the first time buyer.  This programs can range for Downpayment Assistance to a Gift Foundation that will help you purchase your
home for no money out of you pocket.

Self Employed
The most difficult person to obtain a mortgage for is the self employed borrower. Habitat Mortgage Comapny has serveral programs that can help the self employed person obtain the home of their dreams. 

Credit Issues
Habitat Mortgage understands that not everyone has the same credit history.   We believe that should not stop anyone the opportunity to own a home.  From Simple Medicle Collections to Bankruptcies and Foreclosures, Habitat Mortgage has a program that will help you find the home of your dream

FHA/ VA Loans
Being able to help a family will all of their lending options, Habitat Mortgage Company, Inc., Inc. has been an approved FHA & VA Lender .  There products allow us to help people really choose the best loan program for themselves.  
 
Investment Propety
In building a real empire, working with a company understands what investors need is difficult to find.  Habitat's Professional Loan Originator can work with you to help you with the Zero Down purchase on an investment or to set up an equity line to help you pull of those repairs.  Explain to us your needs and we will help you find a program that works.


Attmepting to figure out what lending progrmas are available to you is a difficult process. Habitat Mortgage Company, Inc., Inc. suggests that you speak with a knowledgable well trained Loan Officer to discuss you lending needs.  They will be able to help you make decisions so you save money and time.

Call us today for your lending needs and we will give you a copy of your credit report for free........